Do the following to get a large budget with a club like Stoke City or Torquay in Manager mode. Start a new manager career. Sign with a big and wealthy club, such as Manchester United, Real Madrid, or Barcelona. Make sure you have some very expensive players on your team, such as Cristiano Ronaldo, Lionel Messi, and Wayne Rooney. Spend a few seasons with the club until your players reach their peak overall. Then, make sure their contracts all run out at the same time, and refuse to renew them at the end of the season. This will make them free agents. When asked if you want to stay with the club, say "No", and sign with a low budget, low rated club. During the transfer window, sign the players without a fee from free agency. Note: You must set their wages higher than their market salary or they probably will not come to your club. Doing this will make your budget fall into the below zero zone. Sell the player(s) as soon as you sign them so that someone else will have to pay you the player's transfer fee. Accept it, and you will end up with their pay. This large amount of money will allow you to sign better players than the club already has, but you should fully upgrade your staff before doing this. If you are unable to sell the player before the transfer window ends, you will be fired because their salary is causing the club to lose a big amount of money every week.